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Chime, a leading financial technology company in the US, offers innovative banking services. Chime Credit Builder, its key product, is a secured credit card designed to help users improve their credit scores without hidden fees, annual charges, or late fees. Users deposit funds as collateral, which becomes their credit limit. Monthly payments are automatically deducted, and payment activities are reported to credit bureaus. Chime's mobile-first approach makes financial management easier and more accessible.

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